> For the complete documentation index, see [llms.txt](https://docs.useprivatus.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.useprivatus.com/using-privatus/creating-your-account.md).

# Creating Your Account

Opening a Privatus account takes a few minutes. No seed phrase, no hardware wallet, no prior crypto experience. This is what self-custody looks like when it's built for everyone.

***

## Prerequisites

* A device with passkey support (Face ID, Touch ID, Windows Hello, or a hardware security key)
* An email address
* A government-issued ID if you plan to verify for a higher tier

***

## Step-by-step

### 1. Sign up

Enter your email and create a passkey on your device. That passkey becomes the root of your Privatus keypair: cryptographic self-custody with nothing to write down and nothing to memorize.

### 2. Verify

Verification depends on the tier you're opening. A Shadow Lite account requires your email plus an on-chain wallet attestation, and unlocks standard transaction limits. Shadow Pro and Shadow Enterprise require identity verification through our KYC provider:

* A photo of a government-issued ID
* A liveness check (a quick selfie video)

Privacy from the public, accountability where the law requires it. Note that US persons are excluded during beta; initial markets are the EU, UK, Singapore, and UAE.

### 3. Claim your handle

Choose a `@handle`. This is your name in the network, how people send you money without ever needing your raw Solana address. See [Privatus Handles](/using-privatus/privatus-handles.md).

### 4. Fund your account

Deposit USDG or USDC (both natively issued on Solana) from an exchange or a Solana wallet such as Phantom, Solflare, or Backpack, or use a linked bank transfer where available in your jurisdiction. A small SOL reserve is maintained automatically to cover network fees. You never need to hold or think about SOL directly. That's our job.

***

## What happens on-chain during signup

Behind that few-minute flow, your account creation provisions real infrastructure:

* A Privatus smart account on Solana: a program-derived address (PDA) deterministically derived from your handle
* A confidential token account for USDG using Token-2022 confidential balances, Solana's protocol-native encrypted-balance extension, which is what enables encrypted transfers
* An off-chain profile record linking your `@handle` to your public key, used only for lookup and display

No balance or transaction data exists yet. Your first transfer is the first thing that gets encrypted. Privacy isn't switched on later; it's there from transaction one.

***

## Account types at signup

By default, new signups get a Shadow Lite account with confidential amounts enabled from the start. If you're onboarding as a company, choose Business during signup for team-oriented features and higher limits. See [Account Types](/overview/account-types.md) for the full comparison, including Agent accounts.

***

## Next

* [Sending & Receiving](/using-privatus/sending-and-receiving.md)
* [Privatus Handles](/using-privatus/privatus-handles.md)


---

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